Almighty Genius

Chapter 547 Paying Off Debt_1


Third update~~~ Forgot to release the last chapter after uploading, dizzy to death~~

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With Uncle Four's nod of approval, Qin Fang immediately went back to his room to inform his mother Qin Qing and Tang Feifei, he also needed to grab his wallet and phone.

"Xiao Fang, what's happened?"

Qin Qing and Tang Feifei were talking in the room when they noticed something amiss outside and realized something was wrong. Seeing Qin Fang entering, they immediately asked.

"Yi Haihai took out a high-interest loan, and now the creditors have come to seize property, even threatening to drag Xiao Juan out to sell her body to repay the debt. I'm going over to take a look… If it's no good, I'll pay off the debt for them!"

Qin Fang could only briefly explain the situation—it was already getting chaotic upfront, and they couldn't let the loan sharks actually take Tao Xiaojuan away, that would be serious trouble.

"Then you better hurry over…"

Qin Qing immediately grasped the gravity of the situation, and, along with Tang Feifei, they helped Qin Fang with clothes, wallet, and phone without any delay.

Qin Fang quickly got ready and together with Tao Renjun, who was waiting outside, they hurriedly headed towards Tao Yihai's place.

Meanwhile, Qin Fang didn't idle either and immediately took out his phone to call Shen Liang.

Shen Liang was Qin Fang's bodyguard and also worked part-time as financial director. Qin Fang usually didn't carry much money, so whenever he needed it, he had Shen Liang deliver it.

Since the loan sharks were there to collect a debt, this matter would be hard to settle without repayment.

Qin Fang only came back home occasionally, he couldn't stay there daily. If he used force to drive the people away, once he left, he feared the loan sharks would quickly return.

Just as Uncle Four had gone into the house to get clothes, wallet, and phone, he had already led the Tang family to Tao Yihai's house ahead of Qin Fang, and they had already started clashing with the creditors' thugs right in Tao Yihai's courtyard.

Most of the Tang family wielded things like wooden sticks and carrying poles, only a few had harder tools like fire tongs, while those thugs didn't have weapons like melon knives, but they were not short of steel pipes.

"Stop it! Everybody stop!"

Seeing the situation was awry, with both sides fighting and the chaos, where Qin Fang even noticed someone's head had been cracked open, he called out.

But his voice was useless in such chaos, no one would pay attention to him.

Out of options, Qin Fang quickly scanned the scene and noticed someone. He dashed over in two steps, grabbing the steel pipe from a guy who was about to hit Tao Yilong, who stood in front of Uncle Four.

Crack~

Qin Fang flicked his wrist and snatched the steel pipe that was about to come down, and while the guy was stunned, he took a dagger from the man's belt, reversed the grip, and pressed it against his neck.

"Stop it! Whoever dares to make another move, I'll cripple him..."

Qin Fang hadn't expected these thugs to be so tough, daring to fight back despite being outnumbered and even injuring several people. Left with no choice, Qin Fang had to subdue the leader, forcing the thugs to stop.

"Everybody, stop... stop right now!"

Feeling the icy blade on his neck as if it was about to pierce his skin, the leader shivered and quickly shouted at his thugs to stop.

The thugs obediently ceased fighting, stepping back and grouping together, glaring at Qin Fang maliciously. The villagers also retreated, facing the thugs in a standoff.

Qin Fang, however, didn't mind at all; if it hadn't been for the chaos, he wouldn't have needed to resort to such measures.

Pushing the leader away, Qin Fang let go of the dagger.

"Can't we talk things over properly? Do we really need to resort to fighting?"

Qin Fang expressed his dissatisfaction, walking over to the crying Tao Xiaojuan. Noticing several marks on her face, as if she had been hit, his brow furrowed involuntarily, and his tone also became earnest.

"Who did this?"

Qin Fang turned his head, his gaze sweeping sinisterly over the loan sharks' thugs, so intense that it resembled the stare of a fierce predator rather than a human being.

"I didn't mean to hit her, she bit me..."

One of the thugs, startled by Qin Fang's gaze, couldn't help but feel unnerved as he timidly spoke up. He rolled up his sleeve to reveal a set of teeth marks on his wrist.

Slap~~

But Qin Fang didn't even bother to look, delivering a slap that sent the burly man flying, with two blood-stained teeth soaring through the air.

"You..."

The other thugs hadn't expected Qin Fang to actually hit someone and were instantly enraged, ready to strike.

However quick Qin Fang's reaction was, it evidently surpassed these goons by far. The one closest to him had barely moved before he felt a powerful grip around his neck, a suffocating sensation washed over him immediately, and all his strength went into trying to break free from Qin Fang's hand.

"Stop! Everyone stop..."

The leader, with sharper perception, recalling how Qin Fang had subdued him, knew Qin Fang was certainly a master and immediately called off his underlings.

Qin Fang naturally let go of the thug and walked up to the leader.

"Speak, what exactly is happening here?"

Qin Fang had no time to beat around the bush with them. If these loan sharks didn't get their money, they would surely not give up, and the situation had to be resolved one way or another.

"Tao Yihai owes us money. We're just here to collect the debt. His family couldn't produce the cash, so we were taking things instead..."

The leader was fairly honest, acknowledging that with Qin Fang present, they would likely be at a disadvantage. Nonetheless, he was just there to collect a debt, and anything beyond that was not his concern.

"How much does Tao Yihai owe you?"

Qin Fang furrowed his brow but still asked the question out loud.

"Not much, only a principal of one hundred thousand yuan... However, it has doubled to two hundred thousand after three days… He's only paid back twenty thousand, so he still owes one hundred and eighty thousand... Of course, if he doesn't pay today, the amount will be different tomorrow!"

The leader said with a smug smile.

Loan sharks are such bloodsuckers, doubling the debt in just a few days. Rural people like these, without much income, could never hope to pay it off.

"How did he come to owe you so much money..."

One or two hundred thousand yuan were sums Qin Fang could easily afford, but he was genuinely curious why Tao Yihai would owe such a significant amount of money.

Tao Yihai, like Tao Renjun, was in construction, not as a carpenter but as a welder. He made a relatively good income, especially since Tao Yihai had been abroad for three years, earning a small fortune of several hundred thousand yuan, making him one of the wealthier people in the village.

"He lost money gambling and borrowed from us..."

The leader did not hide anything and told the truth.

"Hmm?"

Qin Fang's brow furrowed slightly, sensing something was amiss. He suddenly remembered that despite such a significant incident at home, Tao Yihai himself was nowhere to be seen. "Where is Tao Yihai?"

"He's still with us. Whenever we receive the money, that's when we will release him..."

The leader spoke very casually, implying that their boldness in debt collection stemmed from having the debtor in their possession—not paying meant not getting the person back.

But looking at Qin Fang's brooding gaze and recalling the icy chill of the dagger earlier, the leader quickly reined in his smugness and involuntarily shrank his neck, clearly quite frightened of Qin Fang.

It was this moment Qin Fang used to cast his Mind Reading Technique on the leader, quickly understanding the situation.

"I'll pay off the debt for him, release him immediately..."

Qin Fang sighed softly and made his offer clear. These loan sharks were indeed affiliated with the underground casino and were capable of doing anything if they didn't receive their money.

These people engaged in hit-and-run tactics, changing locations after each heist; even if they committed a crime, it was hard to track them. In addition, they had already bribed the necessary officials.

Just then, Shen Liang arrived, bringing money to Qin Fang. "Two hundred thousand in cash right here. When you return the person, you can take the money... and hand over the debt note!"

"No problem... We'll release him now!"

The leader, seeing the neatly stacked two hundred thousand yuan and noting the extra cash in the bag that Shen Liang had just taken cash from, realized that Qin Fang was genuinely ready to pay to settle the issue.

He immediately pulled out his phone, made a call to someone, speaking succinctly. It was nothing more than confirming that they could release the person since they had received the money.

The locals stood agape. They had initially planned to drive the loan sharks away and save Tao Yihai's wife and daughter first, not realizing Tao Yihai himself was missing. Now, watching Qin Fang unhesitatingly pull out such a large sum of money to help Tao Yihai's family settle the debt left them in utter surprise.

They were kin to Tao Yihai, yet Qin Fang, always considered an outsider, did not hesitate to pay, making many of them quite envious.

They already guessed that Qin Fang had made good money when he returned in an Audi, but that had been speculation. Now, the sight of actual bundles of red cash notes was tangible evidence.

With Qin Fang's willingness to pay, the rest proceeded smoothly. In no time, a battered and bruised Tao Yihai was brought back. The thugs handed over the debt note, took the two hundred thousand yuan from Qin Fang, left behind some furniture and electronics that weren't worth much, and quickly left. This matter was thus satisfactorily resolved...

Of course, this "satisfactory resolution" was in the eyes of the loan sharks.

As for Qin Fang...

This was just the beginning! (To be continued. If you like this work, you are welcome to vote for recommendation tickets, monthly tickets at Qidian, and your support is my greatest motivation.)

If you find any errors ( broken links, non-standard content, etc.. ), Please let us know < report chapter > so we can fix it as soon as possible.


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