Zuo Dahai paused for a moment, then continued, "At that time, those loan sharks said they were willing to lend me money. In my heart, I regarded them as my saviors, always being respectful and grateful towards them."

"That day, those loan sharks asked me how much I wanted to borrow. I gritted my teeth and said one million, because I thought as long as I could win ten million, I'd be overjoyed. I no longer had that attitude where hundreds of millions meant nothing to me."

"Who knew, when I said I only wanted to borrow one million, they seemed displeased. Afraid they wouldn't be happy and wouldn't lend to me, I quickly said I would borrow two million."

"But when they heard me say two million, they still looked unhappy. So I said three million, but they shook their heads. They shook their heads, and I gritted my teeth and said five million, but surprisingly, they still shook their heads!"

"Finally, the leader of those loan sharks told me they had to lend me at least six million, otherwise, they'd have trouble explaining themselves. Only then did I realize, the reason they were willing to lend me money was because their bosses instructed them to, knowing I was a big boss!"

Luo Chao nodded after hearing this; it seemed those loan sharks were very clever, having done a background check on Zuo Dahai before lending him money.

Moreover, it must be that those loan sharks classified each potential client into different levels.

For instance, an ordinary person with assets of tens of thousands; those loan sharks would only lend them a few thousand or ten thousand, knowing they couldn't repay more.

But to those potential clients with assets of millions or tens of millions, loan sharks were willing to lend them tens of thousands or hundreds of thousands. Even if you wanted to borrow just a few thousand or a few hundred, they wouldn't lend it because they knew you could borrow tens of thousands!

After all, loan sharks also make money from the interest on these loans. The more they lend out, the more they earn.

Plus, those loan sharks usually already have a detailed understanding of a client's financial background before lending and may even have leverage or a trump card over them.

Along with the fact that those who run loan shark companies are often powerful and influential figures who handle black and white with ease, they aren't afraid if you can't repay!

Even if those borrowers really can't pay a cent, those heartless loan sharks would take everything valuable from their homes, or worse, even their organs to pay off the debt!

Thinking of this, Luo Chao couldn't help but ask curiously, "Brother Zuo, since you already knew at the time what these loan sharks were up to, why did you still borrow the money? You were forcing not only yourself into a dead end, but also your entire family!"

"Once you borrow from loan sharks, even if you commit suicide, the debt won't disappear. If you can't repay it, who knows what heinous acts those loan sharks might do to your family!"

"Sigh!" Zuo Dahai heaved a heavy sigh at Luo Chao's words; it was clear that Luo Chao's remarks hit a sensitive nerve in Zuo Dahai's heart.

"Luo Chao, you're absolutely right. If only I had your clarity of mind and understanding back then. But at that time, I was completely entranced by the demon of gambling. I had no awareness at all of living a good life and starting over."

"I forgot my skills and only wanted to turn things around with gambling, to get rich overnight, not realizing that being diligent and down-to-earth is the true path!"

"Thinking back now, I was really foolish then. When I started from scratch, it was with a long-term vision and practical business methods!"

"But who would've thought that at middle age, when people are supposed to be wise, I became less intelligent than my younger self, overlooking my advantages and hoping to get rich through unrealistic gambling. I was really foolish!"

"If I had come to my senses then and started over, I might not have become a billionaire-level tycoon again, but at least making a hundred million wouldn't be a problem. It would just need some time."

"But at that time, my status declined too fast, I was like a man possessed, unable to think rationally, and ultimately chose to borrow from loan sharks, the most foolish and stupid path!"

Seeing Zuo Dahai with such regret, Luo Chao couldn't help but feel touched.

Instead of regretting like this, Luo Chao decided to seize the present from now on.

Once youth is gone, there's no medicine for regret, and time can't be reversed. Only by holding on to the present can one hold on to the past because every present will eventually become the past.

In other words, grasping the present is equivalent to grasping the past, allowing one to not regret past choices in the future!

Thinking of this, Luo Chao couldn't help but pat Zuo Dahai on the shoulder, comforting him, "Brother Zuo, let the past be the past. The past is simply the past, and in the future, if we seize the present and live without regrets, that's enough!"

"Ah, Luo Chao, although what you said is a comforting talk, I must admit, you're right. Being able to call someone like you a brother today is really a blessing accumulated over eight lifetimes!" Zuo Dahai said sincerely.

Hearing this, Luo Chao slightly smiled and thought, "If Zuo Dahai knew my true identity, I'm afraid he wouldn't think eight lifetimes are enough to become brothers with me!"

However, what Luo Chao thought, Zuo Dahai naturally didn't know. After easing his emotions a bit, Zuo Dahai continued with his story.

In fact, the reason Zuo Dahai could recover so quickly from the painful memories of the past had a lot to do with Luo Chao using his energy just then to untie the knot in Zuo Dahai's heart.

Otherwise, it would have been fortunate enough for Zuo Dahai not to get into a car accident later!

Zuo Dahai continued, "After I agreed to borrow six million from those loan sharks, they immediately gave me an IOU to sign. At first, I felt it was nothing, as borrowing money naturally involves signing an IOU. However, when I saw the contents of the IOU, I almost spat out blood on the spot!"

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