"Hehehe..." Hearing Zuo Dahai say this, even Luo Chao couldn't help but laugh out loud. Then Luo Chao patted Zuo Dahai's shoulder and said, "Brother Zuo, in my opinion, you're no real fool. You've been set up!"

"I've been set up? What do you mean? I don't understand." Zuo Dahai felt a bit bewildered when he heard Luo Chao say he'd been set up.

"That's right, you've been set up. Think about it carefully, do such coincidences really happen in this world?" Luo Chao smiled wryly, "Firstly, a loan shark company willing to lend you so much money, when you almost had nothing left, is already quite strange."

"You have to understand, even loan shark companies, their ultimate goal in lending money is just to make a profit. If every borrower could pay back on time, the loan sharks wouldn't bother threatening people for debts! They fear trouble too!"

"But you? From your words, I gather you must have lost everything by then, right? Probably as penniless as some beggars."

"I've heard about some tragic stories of gamblers. It's said that those gambling addicts, after losing everything, don't even have money for food and have to pretend to be careless factory workers, sneaking into others' factory canteens for meals. If they're not caught, it's fine, but if caught, it's a severe beating!"

"So, I think at that time, you weren't much better off than those gamblers scrounging for food everywhere, right?"

"Hehe..." Hearing Luo Chao say this, Zuo Dahai scratched the back of his head awkwardly and said with a face full of embarrassment, "Brother Luo, can't tell you're young, but you've seen a lot. You're absolutely right. Actually, I also snuck into others' factories for meals back then. I even wrote a post on a gambling cessation forum about how to sneak into factory canteens for food, hehehe..."

"Ahem ahem." Luo Chao didn't expect that his casual comment about Zuo Dahai's past would hit the mark. Feeling a bit awkward, he pretended to cough before continuing, "So here's the question, since you were so destitute back then, why were those loan sharks still willing to lend you money?"

"I think... it was because of our past connections." Zuo Dahai hesitated and said uncertainly.

"Connections? Haha." Luo Chao raised his eyebrows and sneered, "Don't say it's because of past connections. Let me tell you, I can assure you beyond doubt, the thing loan sharks care the least about is human relationships. All they see is profit. Otherwise, they wouldn't be in the business of loan sharking!"

"Brother Luo, then why do you think they were still willing to lend me money? To be honest, even now, I still don't quite understand why they wanted to lend me money. If they hadn't lent it to me back then, I wouldn't be burdened with so much debt. A few times, the debt almost crushed me, almost making me want to jump into the sea to end it all. If not for having a wife and daughter to support, I fear I wouldn't have made it!" Zuo Dahai said, looking quite desolate and confused.

"If you're asking why, it's actually simple: two words, 'profit'!" Luo Chao said calmly.

"Profit? I can't see what profit they get from lending money to someone like me with almost nothing..." Zuo Dahai, listening to Luo Chao's answer, clearly still couldn't unravel his doubts.

"Exactly, they can't get any direct profit from lending you money, but just because they can't get profit from you doesn't mean they can't obtain it from someone else." Luo Chao explained patiently.

"Obtain profit from someone else? But... they lent money to me, didn't they? Why would lending money to me allow them to get profit from someone else?" Zuo Dahai seemed to be talking to himself, as if recalling something.

Soon, Zuo Dahai suddenly widened his eyes, and his hands holding the steering wheel trembled, almost causing the car to veer into the opposite lane.

"Brother Zuo, whatever you've thought of, don't get too worked up, okay? We need to drive safely!" The car's wobble had startled Luo Chao. Though not afraid of a crash, he believed in avoiding unnecessary trouble, especially not wanting to get into an accident in such rainy weather.

Nevertheless, despite Luo Chao's advice, Zuo Dahai seemed not to hear, his brow remained furrowed as if he'd realized something incredible.

After another while, Zuo Dahai finally spoke in a calm voice, "Brother Luo, are you saying that those loan sharks were willing to lend to me back then because someone instructed them to?"

"Exactly!" Luo Chao snapped his fingers in response to Zuo Dahai, "Though it's unclear what their ultimate goal was, I'm nearly certain that the person who instructed the loan shark company to lend you money, and even set up gambling games for you, was very likely the one you called the foolish wealthy man!"

"Hahahahaha..." As soon as Luo Chao finished speaking, Zuo Dahai suddenly burst into laughter, evidently having figured something out in an instant.

Luo Chao saw Zuo Dahai laughing heartily and didn't interrupt him. Luo Chao knew this must be the laugh Zuo Dahai let out in the face of the truth, although it was laughter, from which Luo Chao could hear countless untold hardships and sorrows.

After about seven or eight minutes, Zuo Dahai finally stopped laughing and his expression and emotions finally calmed down.

Zuo Dahai took out the cheapest cigarette from his breast pocket, lit it with the luxury lighter of the million-dollar Mercedes beneath him, opened the window, and took a big puff with one hand holding the cigarette.

Upon seeing Zuo Dahai smoking suddenly, Tang Tianyi couldn't help but say coldly, "Can you please not smoke in the car? Do you think opening a window will ventilate the car? Let me tell you, at our current speed, coupled with airflow and resistance, according to aerodynamics, do you know how harmful your secondhand smoke is to the non-smoking passengers in the car? Let me tell you..."

However, before Tang Tianyi could finish her words, Luo Chao suddenly reached out with his wide palm and covered Tang Tianyi's mouth.

"What are you doing?" Although Tang Tianyi couldn't speak, she glared at Luo Chao with eyes full of questions.

If you find any errors ( broken links, non-standard content, etc.. ), Please let us know < report chapter > so we can fix it as soon as possible.