"What's the problem!" Lin Chuan looked puzzled at Zhou Rui.

The funds are insufficient!

Zhou Rui looked at Lin Chuan seriously.

"Insufficient funds?!" Lin Chuan was startled, and asked, "How could this be?"

"Our design plans have changed." Zhou Rui shrugged helplessly, then continued, "Originally we had 1,000 housing units, now it's increased to 2,000 units. The building planning is more rational, eliminating the space-consuming mini golf course. Instead, we've built a public basketball court and badminton court..."

Zhou Rui opened up the design plans, and seriously explained a lot of things to Lin Chuan.

After listening, Lin Chuan curiously asked: "Then wouldn't the density of the houses be ..."

"You can rest assured about that." Zhou Rui smiled and said, "The density of the houses fully meets the national standards. Besides, do you still need to worry about the density here? The land area is so vast. Not to mention seventy or eighty buildings, even adding a few dozen more is not an issue. What we need to worry about now is the financial problem."

Lin Chuan thought for a while and said with a smile, "Our houses aren't even built yet, and the funds are already half gone. What should we do?"

"You should go and solve it with Tang Yumeng." Zhou Rui pushed the design plan forward, saying, "Take this plan and ask Tang Yumeng for money."

"This..." Lin Chuan said awkwardly, "Will that work?"

"Yes, why not?" Zhou Rui smiled and said, "We've just borrowed five billion from the bank, with this plan, the bank should be able to invest an additional five billion. The extra five billion is enough for us to start the first phase of the project."

"Alright." Lin Chuan nodded.

Lin Chuan hadn't anticipated that real estate development could be so complicated, with funds burning up as quickly as gasoline, disappearing in the blink of an eye. Five billion in funds, in just over a month, nearly half were gone. Lin Chuan felt the pain of severing flesh. But this is reality, as the economy now almost completely relies on the rise of real estate.

Zhou Rui just casually mentioned it, but Lin Chuan actually took the design plan and construction drawings to find Tang Yumeng.

"You're coming to me for a loan?" Tang Yumeng looked at Lin Chuan in confusion.

"Yes!" Lin Chuan immediately nodded, his face sheepish as he smiled: "Hehe, the government should support businesses like ours. If I don't borrow from you, who should I borrow from?"

"No money!" Tang Yumeng turned her face away.

"Sister, you can't just watch me fail." Lin Chuan hurriedly said: "Our project has already started, the demolition team has already moved in, and part of the houses in the west area have already been demolished. If you say no to lending money now, and my project ends up with unfinished buildings, who should I turn to?"

Tang Yumeng sneered, then said, "This shows that your project planning was inadequate. If it had been properly planned, how could such a situation occur?"

"Yes, yes, we made a mistake." Lin Chuan nodded.

"Moreover, you folks are too ambitious." Tang Yumeng glanced at Lin Chuan and said, "The original plan I saw was okay. But, this time your planning clearly went overboard, suddenly increasing from fifty-something buildings to seventy-eighty. Naturally, your funds would be tight. It's a case of 'greed overreaching ability'."

"Sister, since it has already happened, what should we do?" Lin Chuan asked.

"There are two options, see which one you choose?" Tang Yumeng's mouth slightly curled up.

"Let's hear them." Lin Chuan asked eagerly.

"First, revert the plan to the original, and I will give you a personal loan of one billion. Interest-free." Tang Yumeng smiled.

"Err..." Lin Chuan was stunned, then hastily shook his head, saying: "That won't do. What's the second option?"

"The second one?" Tang Yumeng's mouth curled slightly, then she laughed and said: "Pre-sell the properties. Your procedures are all in order, right? You can feed the fantasy with promises. Sell those already planned houses, this way you can recoup funds in the shortest time possible. What do you think?"

"Yes, this is a good plan." Lin Chuan heard and was immediately overjoyed.

The second option was indeed a good one. Property pre-sale, also known as pre-sale of commodity housing, involves a real estate developer arranging with home buyers, through paying a deposit or prepayment, on a specified future date, to own the real property. It is essentially a futures transaction of housing, with the trading only involving a futures contract of the house. It, along with the sale of completed houses, has become two主要 of the main forms of housing sales in our country's commodity housing market.

Changlin District had not yet been developed, but the planning map was already out and even all the layout diagrams were available. If these houses can be sold in advance, it is possible to gather a substantial amount of funds without spending a penny in interest. This not only relieves the pressure on Sichuan University Group but also shares the risks during house construction.

Excited, Lin Chuan took this plan back to Sichuan University Group.

Zhou Rui, upon hearing this news, showed none of the excitement one might have expected, on the contrary, he appeared very calm.

"Xiao Rui, why aren't you excited at all?" Lin Chuan asked curiously.

"What's there to be excited about?" Zhou Rui replied, "I already had this plan before."

"If you already had it, why did you still have me go ask Tang Yumeng for money?" Lin Chuan frowned.

"The presale plan can indeed allow us to recoup funds and reduce risks. However, our initial capital is clearly insufficient!" Zhou Rui looked at Lin Chuan and said, "The entire project development needs at least twenty or thirty billion. Even if we can recoup ten billion from the presales, who will cover the funding gap?"

Lin Chuan hesitated for a moment; he had not expected the development of this plot of land to require so much funding. It was unbelievable to him.

"What should we do then?" Lin Chuan asked.

Zhou Rui giggled and said, "I heard that Yang Zi has become the helmswoman of Liu Group, how about we..."

"No way!" Lin Chuan immediately rejected Zhou Rui's suggestion.

"I haven't even finished speaking, why are you rejecting it outright?" Zhou Rui asked puzzled.

"I will not agree to any cooperation involving Yang Zi," Lin Chuan said solemnly.

Zhou Rui smiled, "I think Yang Zi is quite approachable, maybe because of a sense of kindred spirits. By the way, Yang Zi came to me this morning. She discussed this issue with me, but I agreed to her."

"What did you agree to?" Lin Chuan frowned.

"I agreed to her proposal of investing three billion," Zhou Rui smiled and said, "Don't worry, she's just purely investing. It's not easy being a woman on her own, if there's money to be made, we should let her make some too. Besides, we really do need the money right now."

Upon hearing this, Lin Chuan was somewhat disappointed: "Xiao Rui, Yang Zi is not as friendly as you imagine."

"She's still better than Tang Yumeng," Zhou Rui snorted and said, "You saved her life, but she still refused to lend you money."

"How can that be the same?" Lin Chuan frowned, "Business is business, and personal is personal. Should they be mixed up?"

"Anyway, I've agreed with Yang Zi!" Zhou Rui glanced at Lin Chuan and said, "If you want to refuse her, then you can go to Liu Group and discuss it with her yourself."

After speaking, Zhou Rui crossed her arms and turned her head away, unwilling to continue the conversation with Lin Chuan.

Seeing this, Lin Chuan felt somewhat helpless, he gave a wry smile and said, "Xiao Rui, you girl, sigh... Since you've already agreed, what else can I say? I've already said that, you call the shots in Sichuan University Group."

"Really?" Zhou Rui blinked her eyes.

"Of course it's true!" Lin Chuan nodded.

Zhou Rui excitedly jumped into Lin Chuan's arms, straddling his legs, and excitedly said, "That's great, Lin Chuan, I knew you care about me the most. Hehe..."

While talking, the girl left two bright red marks on Lin Chuan's face.

Lin Chuan kept giving wry smiles.

"Why would Yang Zi suddenly feel generous enough to invest in Sichuan University Group?" Lin Chuan sighed.

"Maybe because she was your classmate," Zhou Rui laughed, "That's why she's giving you timely help."

"There's no such thing as a free lunch in this world," Lin Chuan laughed, "Maybe she has other motives?"

"You're really terrible, someone is giving you timely help, and yet you still deliberately smear her," Zhou Rui retorted unhappily, then said, "Can't you think on the bright side. Yang Zi is now alone, she surely also hopes to have her own allies in the business circle."

"Yes, I'm terrible," Lin Chuan laughed, "I do hope she intends to genuinely help us."

The investment of Liu Group in Sichuan University Group was not a big news in business circles. Even in Jiangbei Daily, it didn't make much of a splash, only featuring in a single article in a magazine called 'New Business World'.

Liu Group.

Yang Zi sat in her office, crossing her long legs which were proportioned to the golden ratio. This enchanting woman had many men willing to rush to do her bidding, even willing to go through fire and water for her. Too bad, this woman's heart was gradually changing.

Perhaps, she was once aloof and cold, striving for excellence in all aspects; now, she was wholeheartedly wanting to get Lin Chuan. Wanting to drive away all the women around Lin Chuan and possess him alone.

"Chairman Yang, we've received news from Sichuan University Group," a female secretary walked in.

"Speak!" Yang Zi, dressed in a white suit and short skirt up to her thighs, had a cold expression.

"The general manager of Sichuan University Group has agreed to our investment proposal," the female secretary said with a smile.

"Good," Yang Zi nodded, "Three billion, if it can win over Lin Chuan, I'm willing."

Spending three billion to win a man's favor was not a bad deal for Yang Zi. Moreover, the plot of land in Changlin Community truly had its advantages. Investing three billion would not result in a loss, although the profits were minimal.

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