The Rongsheng Gold Bank is a bank with a legendary history, founded by a group of Gold Diggers.

At that time, the first batch of immigrants came to the present-day Federation mainly due to reasons like exile and expulsion, as well as poverty forcing them to take risks in exploring new continents.

During their exploration of this continent, many people's first job was as Gold Diggers. Compared to noble-background families like the Akiners, and some Merchants seeking opportunities, most ordinary people did not have the capability to establish a farm or Pasture here.

They could only search for some shiny things in remote mountains, such as gold and gems.

Bail Federal had not yet been established during that period, and on the anarchic lands, bullets were the only truth.

When Gold Diggers discovered gold mines, they became genuine Gold Diggers, finding a water source nearby, and starting to pan gold or directly mine.

If they couldn't find any gold mines, they would target other successful Gold Diggers, farm and Pasture owners, and solitary travelers.

Nowadays many people say the large-scale massacre of aboriginals by Federation people during that period was unethical, but they actually also killed many of their own kind.

Some enjoyed chaos, while others loathed it. In such a lawless era without any rules, a group of Gold Diggers started forming large transport teams to secure their gold and money against bandit damage.

Moreover, they established places similar to today's bank vaults in some towns to store the hard-earned gold.

More and more people started joining this group voluntarily because it felt very safe.

They had many weapons and were fearless, and some Merchants began seeking help from them for their reliability. At that time, it was common to see twenty or thirty knights armed with shotguns riding horses surrounding several wagons in the wilderness.

It was during this period that the largest gang within this group, led by Gold Digger Shoke Born, established the Rongsheng Gold Bank in the current mid-western city of "Selmarin".

Rongsheng Gold Bank initially focused its main business on storing precious metals and armed transport.

Gradually, their reputation grew, eventually forming the first generation of Rongsheng during its most glorious time, when almost all Gold Diggers in the Federation were doing business with them and entrusting their possessions to Rongsheng Gold Bank's various vaults.

It was a wild age where everything gradually established amidst desolation, yet it was also the best time, at least for the ambitious ones; there was no better time than that period.

Nowadays, for large-scale entities like Rongsheng and Gold Union, achieving another leap of development is very challenging.

Just like Carl and Lynch mentioned earlier, multiplying ten dollars tenfold is just a hundred dollars. For a successful Merchant, turning ten dollars into a hundred quickly is quite easy.

Most Merchants can do this, even Salespersons like Lime can accomplish it.

However, doubling ten thousand, one hundred thousand, ten million, or even a billion in a short time is almost impossible.

Yet they still pursue profit and more profit.

The contract in Lynch's hands, studied by the bank's headquarters accountants and strategy researchers, contains, in the current context, an unimaginable Wealth!

This is a fraudulent contract; a colleague of Carl whispered his opinion when it was first obtained.

Within this contract, the Provincial Governor Drag and Lynch signed agreements for road traffic infrastructure throughout the Province, including urban road traffic reconstruction.

Moreover, infrastructure construction agreements included at least two hydroelectric power stations, three thermal power stations, and many public facilities. Lynch was also required to set up a more complete communication cable system for them.

There was no budget cap, meaning Lynch could keep working on a project indefinitely as long as it met the engineering quality standards stipulated in diplomatic agreements, and Nagariel had to pay Lynch for completed portions, covering costs and profit.

Clearly, a Province in Nagariel could never afford such a massive cost for Lynch to virtually rebuild modern cities. But Lynch would lend them money and demand interest.

If their finances couldn't sustain it, Lynch would reclaim loans and profits through various daunting methods.

For instance, in the terms of collection methods, Lynch would set up a department to help the Nagariel local government legally, reasonably, and compliantly levy taxes from citizens.

Apart from costs for local government agencies' daily operations, any surplus tax revenues would flow into Lynch's pocket.

Furthermore, Lynch would have dual-track pricing control over most commodities in the region, aiming to maximize profit from foreign trade without disrupting local citizens' daily lives, wielding power to guide the pricing of imported goods.

Ultimately, this contract shouldn't even exist. No rational ruler would sign such a contract, yet it's right there.

If it weren't for the increasingly close ties between the Federation and Nagariel recently, Carl and others might consider Lynch a fraud.

But given their understanding of some situations in Nagariel and Lynch's status and influence in the Federation, his network of relationships, Carl was ultimately convinced of the document, albeit with some reservations.

"May I know how you got someone to sign this contract?", Carl asked somewhat sentimentally, reluctant to let go, but he eventually placed the contract on the table.

It's Lynch's trophy; without Lynch's nod, it's just wasted paper for him.

Lynch shook his head, "Sorry, this involves core business secrets, so I can't reveal anything, but I assure you it is real."

Carl nodded, the bank's graphology expert had thoroughly examined it, confirming the signatures on the contract closely matched those of the Provincial Governor Drag on diplomatic documents.

In other words, it was real and valid.

The topic wasn't whether the contract was real or fake but how Lynch secured it.

If it were a Consortium, someone like Mr. Wardrick or Mr. Pato holding such a contract, people would find it completely understandable.

They have ample financial resources to do anything they wish, but Lynch evidently isn't such a person.

With a slight sigh, "You know, bank regulations are complex, and we all despise them. They keep running us around yet ensure our safety."

"We need to send someone to communicate privately with the Provincial Governor Drag, okay? To reconfirm if this contract really exists?"

He didn't actually need to ask Lynch's opinion, but he did anyway, was it out of genuine respect for Lynch?

No, he did it because he respected money and thus respected Lynch.

He knew if this contract was genuine, Lynch himself couldn't provide funds to rebuild a city; he must finance it. Carl was more than willing to facilitate cooperation between Lynch and Gold Union.

This would bring millions, tens of millions in interest to the bank, along with even greater influence.

Of course, as the facilitator of the matter, Carl would gain recognition from the board, allowing him to increase his stock holdings.

In large entities like the six big banks or major Consortiums, stock fluctuation is magnified to several decimal places, and increasing or decreasing holdings require board consent.

Holding shares in any of the six banks, even just 0.1%, represents immense Wealth,

After Lynch's confirmation, Carl smiled, "Let's discuss our interest, how much leverage do you want?"

Lynch crossed his legs, naturally placing his hands on his knees, "At least fifty times, and you can't force liquidation."

Fifty times...

This amount isn't small—Carl furrowed his brow slightly.

Lynch's total capital should be around seven or eight million; calculating with eight million, fifty times would be four hundred million...

Too much.

The most crucial thing is Lynch's demand that the bank can't force liquidation. If there's a ten percent fluctuation, four hundred million would mean forty million, a loss of forty million would be daunting for the bank.

But considering the contract...

"This exceeds my expectation, Mr. Lynch, even for Gold Union, gathering billions quickly would be extremely difficult, and you know...", he gestured with his arms, using body language to make his point more compelling, "the Federation Government requires us to push the credit system, now people won't need collateral to take money from us."

"I can decide to offer you a leverage of eighteen... no, nineteen times, combined with your own capital, precisely an integer. Everyone loves integers, right?", Carl said with a smile.

Federation people admire "integers" because they are relatively easy to calculate, but the issue they are currently discussing has nothing to do with whether integers are easy to calculate!

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