Chen Feng really didn't want to deal with her stupid problem. If he hadn't just seen her get slapped by the BMW lady driver, he definitely wouldn't have come over.
He didn't want to get involved, but now it was hard to just walk away. Han Shipei, crying miserably, pleaded for his help: "Brother Feng, what should I do now?"
Chen Feng asked irritably, "Don't tell me you only paid for the mandatory insurance?"
Han Shipei quickly said, "I got third-party insurance, but I didn't pay for the waiver of deductible. This accident is entirely my fault. I'll definitely have to pay a lot of money out of pocket. Where would I get the money?"
As she spoke, tears started to fall from Han Shipei's eyes.
Since Chen Feng only got his own car late last year, he wasn't very knowledgeable about car insurance. But hearing her say that, he believed she would likely have to pay herself.
Chen Feng didn't know what to say to that. He certainly couldn't offer to pay for her; their relationship hadn't reached that point.
Chen Feng could only change the topic by asking, "Did you call the insurance company?"
"I did," Han Shipei said, wiping her tears.
Chen Feng was momentarily at a loss for words.
Fortunately, the traffic police and the insurance people arrived at this time. Chen Feng retreated to the side and became a spectator. If not for having to save face as a man, and seeing Han Shipei in such a pitiful state, he really wouldn't have wanted to stay.
The insurance company initially estimated the repair costs to be in the hundreds of thousands, but the specific amount would need to be determined after towing the car back.
Since Han Shipei was fully responsible, but her third-party insurance only covered up to 500,000 and she didn't get the waiver of deductible, she personally had to cover 30% of the repair costs, at least tens of thousands.
This result made Han Shipei cover her face with her hands and cry out loud. The cost was almost equal to her year's salary, maybe even more. Even though she often managed to wring support from a few suitors, the visible financial loss was hard for her to bear.
Seeing her like this left Chen Feng speechless. Who could she blame for this situation? She could only blame herself. No matter how urgent, one should never gamble with their own and others' lives. Whether in the city or on the highway, one must be extra careful while changing lanes or overtaking, as close overtakes often lead to accidents, harming oneself and others.
Therefore, Han Shipei really wasn't deserving of sympathy.
"Xiao Xi, how do you still have the face to cry?"
The BMW lady driver, seeing Han Shipei crying with her face in her hands, got even angrier and started pointing and cursing at her again.
It was understandable because she had just bought this BMW, worth over a million, not long ago. With the tow truck already there, her heart had plenty of reasons to be upset.
As a result, Chen Feng didn't stop anything. Han Shipei had already been slapped by her, so being cursed a couple more times didn't really matter.
However, the previously timid Han Shipei suddenly snapped and also pointed back at the BMW lady driver, cursing: "You old dried-up thing! You slapped and cursed me just now, feeling great, huh? If I want to hit back..."
Before, her tolerance for being slapped wasn't out of fear, but a bid for sympathy. She hoped the other lady might have mercy and share some of the accident responsibility since she probably had full coverage, but the other lady showed no such generosity.
At first, Shipei already thought she was unlucky and aggrieved enough, but getting cursed pushed her past her tolerance.
She was about to rush over and grab the other's hair when Chen Feng quickly held her back.
The traffic police were still nearby. Attacking someone right in front of them would only get oneself in trouble.
"Are you stupid? Do you want to be detained?"
Chen Feng's shout finally cleared Han Shipei's mind. She turned around and suddenly threw herself into Chen Feng's arms, hugging him and sobbing.
Chen Feng froze there, awkwardly unsure whether to push her away or not.
"Xiao Xi, you think you're so tough, hit me then. I'm standing here waiting for you."
The BMW lady driver had been startled but seeing Han Shipei retreat, she started taunting again.
"Enough already!" Chen Feng shouted angrily at the BMW lady driver, glaring at her, causing her to take a step back in fright.
The middle-aged police officer in charge also sternly warned her, "Stop provoking. It's not doing you any good." The BMW lady driver finally quieted down, nodding meekly.
Thanks to a dashcam on the BMW and the clarity of fault, the police and insurance processed everything quite swiftly.
Once the paperwork was signed by both parties and the two involved vehicles were towed away, the police and insurance people left.
"Let me give you a ride."
Chen Feng, seeing the dejected and swollen-eyed Han Shipei, gallantly offered to drive her home.
Just then, an Audi pulled up to the curb. The BMW lady driver hurried over angrily, "Where the hell have you been? You just got here?"
The back door opened, and a plump middle-aged man wearing gold-rimmed glasses stepped out, somewhat apologetically saying, "I was tied up with business with a client. I got away as soon as I could."
"You could have sent Xiao Yan instead. I got bullied here without anyone to back me up." The BMW lady driver still fumed.
"Xiao Yan's occupied too." The pudgy man sighed, looking her over before saying, "As long as you're okay. If the car's damaged, it's damaged."
"Didn't you hear me? I got bullied! Are you my husband or not? Are you a man?"
The pudgy man reluctantly glanced towards Chen Feng and Han Shipei, saying bluntly, "Count your blessings if you don't bully others; they won't bully you."
"You... You Ding Baichuan, not only did you not defend me, you sided with them instead."
The woman glared at the chubby man angrily.
Chen Feng chuckled, "This gentleman seems to know his wife well. Earlier, your wife slapped and cursed out my friend. If we pursue this, she won't get off easily."
"Sorry, let me apologize to your friend on behalf of my wife."
Ding Baichuan was quite polite, bowing slightly towards Han Shipei as an apology. Seeing this, the BMW lady driver stood there, dumbfounded and fuming.
"Ding Baichuan, you've embarrassed me completely today."
With that, the BMW lady driver stormed off to the Audi, slamming the door shut with a loud bang.
"My apologies, we'll be leaving now."
Ding Baichuan gave an apologetic nod to the two of them before quickly moving to the other side and climbing into the back seat as well. The Audi soon started and drove off.
Chen Feng and Han Shipei, observing this, felt somewhat impressed with Ding Baichuan. Chen Feng said, "Let's go," and headed towards his Buick, with Han Shipei hurrying to catch up.
In the back seat of the Audi, BMW lady driver Qi Hong glared fiercely at her husband, Ding Baichuan.
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