In the VIP office, Qin Yun provided numerous documents, shop contracts, and so on.

Currently, he hasn't received the property deeds for the shops he bought, but he can use the contracts as collateral.

"Mr. Qin, we will have a dedicated person to quickly verify the shop situation today. Once verified, the money matters can be handled quickly."

The client manager, a woman in her thirties, said with a smile on her face.

Getting a loan is not easy, as the bank needs to comprehensively assess the eight shops he has already purchased in full and his Celestial Fortune Clothing store.

As for the loan amount, the maximum mortgage is eighty percent, plus Qin Yun's Celestial Fortune Clothing store, Qin Yun is applying for a total loan of 30 million this time.

Client manager Lin Xueya looked at the young man in front of her, with a hint of surprise deep in her eyes.

The young man who appears to be under twenty has under his name eight fully purchased shops worth 36 million!

He also has nine operating clothing stores and one clothing factory under construction. The employees from these clothing stores and factory add up to nearly three hundred, with monthly wages alone exceeding 1.5 million.

This is truly a big client! The company is excellent, and the shops under its name are premium resources.

Perhaps, in the future, they can establish a long-term cooperative relationship with Qin Yun.

Bringing in this big client would definitely be greatly beneficial for her.

"Alright!" Qin Yun nodded.

He felt joy in his heart, with 30 million about to be in his hands!

After completing all the formalities, Lin Xueya saw Qin Yun and Qin Lu out.

"Mr. Qin, please wait for our bank's notification. We will process it as quickly as possible, and we will also quickly apply for the 30 million loan for you," she said with a smile.

At this moment, several girls were standing outside the office.

They looked quite familiar, it was Lin Qing and her group.

"Qing, is your little aunt still busy?" one girl couldn't help asking.

"Hmm, right now my little aunt is entertaining a big client, let's wait for a bit," Lin Qing nodded and said.

The door was still closed.

"The door's opening!"

They looked at the sudden movement of the door, all looked over, then saw Qin Yun and were all stunned, then they heard what Lin Xueya said.

"It's him."

"Qing's little aunt's big client turned out to be the young man Xiaoxin wanted to ask for WeChat earlier?"

"The 30 million loan was handled by this young man?"

Looking at Qin Yun's face, the expressions of the girls varied, as for the girl Xiaoxin, her face changed repeatedly.

Previously she was very dissatisfied with Qin Yun, thinking he was too poor to dare to pursue girls, which is why he rejected her.

Unexpectedly, he's now getting such a large loan from the bank.

These days, borrowing hundreds of thousands might mean poverty, but having the ability to borrow 30 million definitely doesn't mean poor.

After all, the amount one can borrow proves their ability to repay it.

Which wealthy person hasn't borrowed a lot of money from the bank?

"Hmm?"

This time Qin Yun also glanced at these girls, his expression unchanged, he looked away and left with his second sister Qin Lu.

"Qing, you're here?" Lin Xueya asked with a smile.

"Little aunt," Lin Qing quickly stepped forward and greeted.

Lin Xueya looked at the departing Qin Yun and softly asked, "Do you know Mr. Qin?"

She also noticed her niece's unusual reaction earlier.

"Mr. Qin?"

Hearing this, Lin Qing was surprised, then reacted that Lin Xueya was referring to the young man who just left.

"Don't know him, but met once before," Lin Qing thought for a moment and said.

"Alright, I thought you were about the same age and might be classmates," Lin Xueya said, her tone seeming a bit regretful.

Qin Yun looked like he was still attending university.

"Probably not that coincidental," Lin Qing shook her head and said.

"By the way, little aunt, these are my classmates," Lin Qing introduced with a smile.

"Oh, your classmates from Jiangyuan University?" Lin Xueya looked at Xiaoxin and several girls, curiously asking.

"No, high school classmates."

...

"Yun, do you know those girls we just saw?" Qin Lu curiously asked after they left the bank.

She was very concerned about her brother's female friends, maybe among them is a future sister-in-law.

"Just met once." Qin Yun shook his head.

"Oh." Qin Lu looked a bit disappointed, with a look of pity.

"Second sister, what's with that look?" seeing Qin Lu's expression, Qin Yun felt helpless.

Qin Lu looked at her brother, with a serious face, "Second sister is just concerned about your love life, mom called last time asking if you have a girlfriend, my brother is so excellent, which girl isn't a match?"

"Yun, I think you should date in university, mom and dad would be very happy."

Seeing Qin Lu turn into Zhao Mei, starting to nag, Qin Yun felt his head buzzing and quickly interrupted, "Alright, alright, I got it, I'll definitely date if there's a chance."

...

The bank worked efficiently, and it wasn't long before the 30 million loan was made.

Next, Qin Yun continued buying shops with full payment.

One shop with 230 square meters cost 12 million.

One shop with 240 square meters cost 12.3 million!

The last two shops were each 40 square meters and cost 4 million.

Out of the 30 million funds, he used over 28 million right away, leaving just over 1 million.

With this, Qin Yun had purchased all twelve shops!

He spent a total of over 64 million, including all the lottery winnings and earnings since the start of his business.

In addition, he still owes the bank 30 million.

At this point, the clothing store only has the money left for staff wages. Almost nothing else remains.

And now it is already approaching the end of November.

If it were someone else, they might be panicking now, but Qin Yun wasn't feeling any such way.

With the Wealth Gathering Array, he could quickly recover his money.

"Now, all twelve stores are fully purchased, next is the interior decoration and business licenses."

Qin Yun directly contacted a brokerage company to help process these formalities.

Handling so many at once, even Zhao Tianqiang might turn to these brokers.

Everything is progressing methodically.

"Cold Dew Clothing, trying to suppress me, I wonder how long you can hold on?" Looking at how the plan has progressed, Qin Yun also felt relieved, he silently thought.

His foundation is now extremely solid, Cold Dew Clothing can no longer suppress him.

Qin Yun kept waiting, and by the end of the month, the business licenses and various documentation for the twelve shops were finally ready!

The time had now reached November 30th.

Tomorrow, it will be December.

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