The three parties reached an agreement, with Luo Wei starting to draft a specific wealth adjustment plan.

After all, her profession is actuary, and she is most skilled at this kind of work.

Such an adjustment plan is a piece of cake for her.

Han Mengying watched her with great interest, clearly showing that professionals like her are considered rare talents in various communities.

The final adjustment plan is not complex:

Currently, Community 12 has the highest Wealth Value, and if the three communities are to achieve a 2:1:1 distribution, Community 4 and Community 17 must divide the wealth of Community 12.

Community 4 and Community 17 will divide four sets of work buttons in the fourth round of the game.

Additionally, Community 12 will invest once in both Community 4 and Community 17.

This way, before the end of the fourth round, the three communities can achieve preliminary wealth ratio balance.

Communities are temporarily refraining from internal investments to avoid causing ratio confusion.

As the wealthy conglomerate, Han Mengying also needs to solidify her dominance: she will ensure Qi Fan's Wealth Value is the highest among mature players through investments and inheritance.

In this way, after Han Mengying's death, Qi Fan will become the sole elderly management.

In the subsequent rounds, the three communities will continue to earn money while making these adjustments, aiming to ensure the wealth ratio of the three communities always maintains at 2:1:1.

Any community whose Wealth Value exceeds this ratio must transfer the excess visa time to the community with the lower ratio through investment.

Of course, to better prove her value, Luo Wei also calculated some additional details, but they are of little significance.

From the outcome, this distribution method is essentially a division of Community 12's wealth.

Thus, Fan Zehui was initially reluctant, harboring fantasies of using the current total wealth advantage to reclaim the wealthy conglomerate identity.

But there are many smart people present, and a quick analysis made Fan Zehui abandon such fantasies.

Fan Zehui lost the wealthy conglomerate identity because he mistakenly listened to Han Mengying's suggestion, dispersing his wealth for optimal investment efficiency.

Han Mengying gained her position by exploiting loopholes and naturally would not make such a rookie mistake again.

Before her death, she would undoubtedly concentrate her wealth as much as possible through investment and inheritance, ensuring Community 4 has one elderly player and one mature player in the management.

And in an extreme situation, Han Mengying could fully tax the commoners, thwarting any attempts at wealth concentration.

After an explanation, Fan Zehui could only completely abandon such fantasies.

...

After completing the preliminary balance plan, Cai Zhiyuan proposed a new suggestion.

"I think the current plan is already very comprehensive, but during specific execution, it might be complex and have room for optimization.

"Simply put, since each game round has an investment profit cap and investment can choose different profit distribution methods, if everyone moves freely, the calculations will be large and prone to errors.

"If investment collisions occur, and the investment coupons required for exchange in the same round exceed the profit cap, those investment coupons will expire. Such losses are unacceptable.

"Our community has an actuary, so we are not too worried about this, but there may still be issues with your two communities' data, affecting efficiency.

"So I thought of a better approach:

"According to the game rules, multiple players can invest simultaneously, and multiple players can also receive investments at the same time.

"Each of the three communities will designate an internally trusted player as 'Finance,' and the three other people in the community will prioritize investing with him, concentrating wealth in his hands.

"When any community's wealth significantly exceeds the established ratio, prioritize transferring assets from the community's finance. This means having the player invest one to four times with the lower ratio community.

"Further refine investment profits through different investment plans.

"When the finance's wealth is insufficient, other wealthier players can also invest simultaneously, making quick supplements.

"Centralizing investment activities will make it easier to balance the wealth ratio and significantly reduce calculation load, avoiding losses from investment collisions."

Everyone considered it for a while and thought it was a good suggestion.

If every player invests with each other, the relationship among 12 people will become very chaotic, and the calculation load will be too large.

Some rounds might not fully benefit from investment profits, and some rounds might see many investment coupons expire.

Although careful calculations can clarify it, each game round only lasts ten minutes, which would waste time.

If 'Finance' is established, both internal wealth appreciation and external wealth exchange within the community would become much more convenient.

Even if severe imbalances between communities occur, as long as the finance invests four times with players from another community, the ratio can be quickly balanced.

The investment coupons will clearly indicate the investor and profit distribution method for confirmation.

As for the uneven funds within the community, it is not a serious issue since the community members are all trusted individuals.

We can adjust the community's internal wealth in the final two or three game rounds.

Initially, Han Mengying was concerned that concentrating wealth with 'Finance' might impact the wealthy conglomerate's management.

But upon reflection, this possibility is almost nonexistent.

Because the wealthy conglomerate player's wealth share holds an absolute dominant position at 50%.

No one can cover their Identity Card, and Han Mengying does not require work, allowing her to constantly monitor everyone's Wealth Values, ensuring safety.

If any community deviates from the 2:1:1 ratio, it will be promptly detected, and emergency measures, such as taxing commoners, can be taken.

Ultimately, both Han Mengying and Fan Zehui agreed to this plan.

Cai Zhiyuan logically stated, "Alright, then Lawyer Lin will serve as 'Finance' for our community."

Han Mengying furrowed her brows and instinctively said, "No way."

Cai Zhiyuan retorted, "Why not? Finance is chosen by the community itself."

Han Mengying was highly vigilant: "According to your description, this so-called 'Finance' is merely a simple job that does not require someone as smart as Mr. Lin.

"You want Mr. Lin to be Finance, so I have to suspect if you have some special plans.

"If what you say is true and the job is simple, then I can only agree to Qin Yao being 'Finance.'"

Qin Yao was taken aback, "Huh? Me?"

Cai Zhiyuan was indifferent, "That's certainly no problem, but then should we also choose the candidate for your community?

"You cannot serve as 'Finance' either."

Han Mengying hesitated for a moment and then stepped aside, "Alright, you can choose at will."

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